Making a living these days is not easy. For some, both spouses work, some work two jobs, and making ends meet with costs rising to raise a family and for necessities result in living paycheck to paycheck. And it doesn’t help matters that governmental entities take a big bite out of our income every payday to spend as they see fit – often not wisely.

By now, you’ve heard about the Caddo Parish School Board’s plan to close six schools, and open three new ones, and make improvements in various others using $108 million in bonds. The plan is branded by the school board as, “Reinvest in Caddo.” The plan has drawn both supporters and critics, but both groups may be missing the forest for the trees.