The new year will be here before you know it. How well did you manage your money in 2019, and how can you do even better in 2020? If you haven’t done so already, it’s time to review your financial goals. In fact, having a plan in place before being completely swept up in the holiday shopping frenzy can help ensure that 2020 starts strong.

“I’m a constant worrier. I worry about everything,” said Prize Fest founder Gregory Kallenberg. “We stay up at night thinking how to make this bigger, bolder, bawdier, louder and more fun. It is a constant process with us to keep tinkering and tweaking to make this even more than it.