Dentist’s offices routinely make the list when it comes to the most commonly feared places. Many dentists realize this and take extra measures to make their office smell better, offer beverage bars and put TVs in their rooms. Although these are nice offerings, these amenities do not get rid of your fear or erase your memory of the visit.

The new year will be here before you know it. How well did you manage your money in 2019, and how can you do even better in 2020? If you haven’t done so already, it’s time to review your financial goals. In fact, having a plan in place before being completely swept up in the holiday shopping frenzy can help ensure that 2020 starts strong.